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Coming up with a down payment can be hard, especially as home prices rise. Fortunately, if you have a generous loved one, they may be able to help you out. Many loan programs allow what is called “gift money” when it comes to your down payment. But in order to use that money, you have to follow certain rules. Do you expect to have financial help with your home purchase? Here’s what you should know about using gift money. 1. The exact rules vary by loan and property type....
The San Diego County Board of supervisors approved a time extension for the completion of the infrastructure required for the planned Live Oak Ranch subdivision. The supervisors voted 4-0 Dec. 11, with Joel Anderson absent, to approve the time extension. LACA Investments, LLC, and JJJD, LLC., each of whom own 50% of the project, now have until Dec. 11, 2026, to complete the road, water, sewer, and other infrastructure improvements although the homes or other lot improvements themselves are not required to be completed by that...
FALLBROOK – Winter in San Diego may not bring snowstorms, but it still has its challenges for homeowners. Even without freezing temperatures and heavy snow, the season can create unique risks. Think about it – what happens if a pipe bursts and floods your basement? Or if a heavy storm damages your roof? These aren’t just inconveniences; they’re expensive problems that can leave you stressed and out of pocket. That’s why home insurance is just as important during the California winter months. Here’s why it matters: Heavy rain...
SACRAMENTO – As the new year soon begins, California continues its forward momentum with a new set of laws signed by Governor Newsom that improve the health, safety, and well-being of all Californians. “California's new laws tackle today's biggest emerging challenges head-on. Through partnership with the Legislature, we’re strengthening public safety, building more housing, and providing more resources for our communities. These practical reforms protect what matters most while creating more opportunities for all Californians...
BONSALL – Bonsall High School's Speech and Debate team is making waves this school year, earning recognition as they venture into new competition categories. At a recent tournament hosted by Helix Charter High School, two standout competitors achieved remarkable success: Kali Morris advanced to the finals in Varsity Informative Speaking, and Jolie Kennedy earned a spot in the finals for Dramatic Interpretation. "Incorporating Informative Speaking has been a new focus for us t...
FALLBROOK – Fallbrook STEM Academy recently hosted a vibrant Leadership Rally, uniting students, staff, and families to celebrate the school's academic achievements. The highlight of the event was the presentation of the Leadership Awards for November, recognizing students who demonstrated exceptional dedication, innovation, and leadership in their academic pursuits. Principal Ana Arias opened the rally with an inspiring message, emphasizing the importance of perseverance a...
NASHVILLE, Tenn. – Belmont University recently released the Dean's List for the fall 2024 semester. Approximately 53% of the university's 7,175 undergraduate students qualified for the fall 2024 Dean's List, including two from Fallbrook, Marisa Monasterio and Anay Garcia. "Earning a place on the Dean's List is an accomplishment that reflects the dedication, talent and resilience of our students who maintain competitive GPAs while concurrently making lasting contributions at Belmont and beyond," said Belmont University P...
FALLBROOK – Women of the community are invited to a Bible Study series titled “Eternal King, Everlasting Kingdom” by Jen Wilkin, a study of the last book of the Bible – the culmination of God’s great story – speaking both a steady word of assurance and a strong call to endure, to the church in every age. This small group study is scheduled for Jan. 9 through May 22 in the Nalbach Chapel at SonRise Christian Fellowship, Thursday mornings, 9:30-11:30 a.m. A short four-week evening study, “Esther” “Seeing God when He is silent... Full story
FALLBROOK – The Monserate Chapter of the Daughters of the American Revolution is hosting a genealogy workshop Saturday, Feb. 8, 10 a.m. to 12:30 p.m. at Fallbrook Library, 124 S. Mission Road. This free workshop is open to the public and recommended to anyone interested in researching their family tree. Knowledgeable volunteer genealogists from the Monserate Chapter will be offering one-on-one assistance to all attendees who should bring any useful data about their family such as names and dates of birth, marriage and d... Full story
FALLBROOK – The guest speaker for Republican Women of California – Fallbrook on Friday, Jan. 10 will be Brian Blacher, co-founder of the Shield of David. In 2025, the Republican Women of California-Fallbrook will be celebrating the club’s 75th anniversary. The Republican Women of California is a women-led organization welcoming both Republican men and women to join in actively educating themselves and promoting conservative traditional American values within the wider community. They offer dynamic informative speakers, colle... Full story
FALLBROOK – Fallbrook Propane Gas Company is “ringing in the New Year” by presenting its inaugural “Best of Show” art competition. This is an “open theme” show. Any artistic medium may be submitted. Artwork should be no larger than 24-inches on any side. See entry rules for more detailed information. Entries must be delivered to the Fallbrook Chamber of Commerce on Saturday, Jan. 25. There are three categories: two-dimensional and three-dimensional with cash prizes awarded in each: first place – $300, second place – $200, a... Full story
Tip Clements, April 1, 1925 – Dec. 24, 2023, was the owner of Fallbrook Pharmacy from 1966 to 2013 with his wife, Sandra Clements. They dedicated their time and love to the Fallbrook community. They will be missed by family and friends who love them very much. Tip and Sandra had three children: David Lawrence Clements (deceased), Richard Allen Clements and Angela Clement Manassee. He is also survived by five grandchildren and five great-grandchildren. A graveside memorial service will be held Jan. 4, 2025, 11:30 a.m. to 12 p... Full story
BONSALL – Bonsall Woman's Club graciously welcomed nearly 200 attendees to its 32nd annual charity fundraiser luncheon themed, "Christmas in the Forest" at The Havens on Dec. 9. For over three decades, this event has been ringing in the holiday time with a memorable winter theme, seasonal entertainment, and festive atmosphere. Each guest table was uniquely set and decorated with a BWC member's own China and crystal and thematic centerpiece. The splendid soirée was co...
FALLBROOK – The Fallbrook Historical Society to hear author Rob Crisell talk about "The History of Avocados," Saturday, Jan. 11, 2025, 1 p.m. at Fallbrook Heritage Center, 1730 S. Hill Ave. The public is invited. Crisell, who grew up in Fallbrook in the heart of a three-acre avocado grove and now lives in Temecula, wrote a book titled "California Avocados – A Delicious History." When avocados first arrived from Mexico in the early 1800s, few Americans knew what to make of the... Full story
FALLBROOK – On Dec. 6, La Paloma Elementary honored the exceptional efforts of its fifth and sixth-grade students during the Trimester 1 Awards Ceremony. The event celebrated academic excellence, positive contributions, and outstanding attendance, highlighting the dedication of students and the supportive school community. Award highlights Perfect Attendance: 116 students overall, with 48 recognized individually. Citizenship: 42 students honored for kindness and r...
FALLBROOK – As we reflect on the past year, Fallbrook Union Elementary School District has much to celebrate. Guided by our theme of "Growing Greatness and Cultivating Tomorrow's Leaders," we have achieved significant milestones. From academic achievements to organizational acknowledgments, our district's unwavering focus on prioritizing student success and well-being has resulted in a year filled with accomplishments that showcase the dedication and collaboration of our s...
Melissa Ledri teaches art at Sullivan Middle School, which shares a campus with Bonsall High School, but the high school itself has no art teacher. The Bonsall Unified School District will utilize Eric Tippeconnic as an artistic advisor for Bonsall High School for the 2024-25 school year. The contract with Tippeconnic was approved by a 5-0 vote during the Nov. 20 BUSD board meeting. He will be paid $8,000 for his services for the current school year. “The district is so very excited and honored about the upcoming mural p...
In April, a plumbing leak damaged portions of the 400 building at Bonsall Elementary School. Emergency repairs were authorized and, on Nov. 20, the Bonsall Unified School District board authorized the payment of invoices for the work. One 5-0 vote adopted an emergency resolution and approved payment of $444,832.61 to ATI Disaster Recovery Services. The other 5-0 vote adopted an emergency resolution and approved payment of $653,960.64 to Knight Commercial Services. “The district required urgent repairs and contract services w...
Gifts, boxes, wrapping paper, cards – even trees! Yes, the holidays, and one of the biggest recycling opportunities of the year, are upon us. The holiday season always means there’s a lot of stuff to recycle – to “re-gift” to our earth and its future – rather than tossing it into the trash and landfills. With that holiday spirit of giving back in mind, the County Department of Public Works would like to give you some tips on what to recycle and how to do it right! Christmas trees We all love our beautiful Christmas t...
FALLBROOK – Heading out for a holiday vacation is always exciting, but it’s important to make sure your home stays safe and secure while you’re away. Whether you’re visiting family, relaxing on a beach, or exploring a new destination, a few simple precautions can give you peace of mind. From securing entry points to setting up smart home devices, these safety tips will help protect your property and keep everything in order so you can focus on enjoying your trip! Here are some safety tips to help protect your home while y...
Together with her husband, Martin J. Eberle, Sr., the family of Joan Elaine Eberle is saddened to announce her passing. Joan, a beloved wife, mother, and friend, went to Heaven with all those in Christ who have gone before her on Thursday, Nov. 28, in Escondido. A resident of Fallbrook in San Diego County, California, she had an incredible impact on her community and will be deeply missed. Born on Aug. 11, 1955, in Bellingham, Washington, Joan was 69 at the time of her death.... Full story
The county’s Planning Commission approved a modification to a Major Use Permit allowing a wireless telecommunication facility on Hoxie Ranch Road. The Planning Commission’s 7-0 vote Dec. 6 approved relocating and installing new antennas on top of a false water tower. The height will be increased from 30 to 45 feet, and the permit’s expiration date was extended to Dec. 6, 2039. The modification covers two of the three wireless facilities on the Bonsall site. The property in the 29500 block of Hoxie Ranch Road totals 3.0 acres...
VISTA – Soroptimist International of Vista and North County Inland invites the public to the 19th Annual Human Trafficking Awareness Walk on Saturday, Jan. 11, 2025, from 9 a.m. to 12 noon at United Methodist Church of Vista, 490 S. Melrose Drive, Vista. This year’s keynote speaker will be San Diego District Attorney Summer Stephan. Vista Mayor John Franklin will make opening remarks. Information tables from several non-profit organizations including Alabaster Jar, San Diego County Health & Human Services and others, wil... Full story