Frandell's expertise blended with Merrill Lynch technology creates a winning combination

Jon Frandell, vice president and associate resident director of Merrill Lynch in Fallbrook, continually places the financial needs of his clients first.

At Merrill Lynch, clients are guided in areas of advice and planning, retirement, estate planning, investments, insurance, wealth transfer, solutions for business, credit and lending, banking and tracking the progression.

“With Total Merrill, we sit with clients to profile their goals and objectives,” said Frandell, citing how determining risk tolerances are different for everyone. “Our financial advisors develop personalized plans, build a po...