Money-saving open enrollment tips

Millions of Americans will be receiving 2013 open enrollment materials. Although it’s tempting to simply check “same as last year,” that can be a costly mistake – especially if an employer is offering different benefit plans next year or one’s family or income situation has changed.

Plus, an important feature of health care flexible spending accounts, which many people use to reduce their tax bite, is changing next year (more on that below).

Here’s what to look for when reviewing benefit options. Many benefit plans – especially medical – change coverage details from year to y...