The first steps toward financing a new vehicle

NORTH COUNTY – When purchasing a new car, many buyers decide to finance rather than buying the car outright. Financing allows drivers the opportunity to drive a new car after making an initial down payment and then making monthly payments until the loan has been paid in full.

Without the option to finance, many drivers may not be able to afford a brand new car or even a pre-owned car with relatively few miles that's more reliable than an older used car with a considerable amount of miles. But before prospective buyers visit the financing departments of any dealerships, it's best to first take...