It’s really true: there is no such thing as a free lunch

FALLBROOK – Everyone has received colorful, slick invitations in the mail with a coupon for a free meal at one of the area's finer restaurants. Howerver, Fallbrook attorney James C. Alvord, who has written hundreds of wills and trusts for locals, says these meals aren't really free.

"You’ll be subjected to a hard-sell effort, not unlike the timeshare pitches we’ve all endured," explained Alvord. "You’ll be promised a free estate review and warned about the evils of the probate process. You might even be given a coupon for discounted legal services."

This is where the free part ends and the pit...