Get the most out of your Social Security benefits

LINCOLN, Neb. – In a world of IRAs, bonds, annuities and investment property, one retirement benefit often gets overlooked – or not discussed at all – by some financial advisers: Social Security.

“In retirement, you need to create as much fixed, guaranteed income as you can,” says Tony Perrone, president and founder of the Estate Planning Group and author of "I Didn’t Know I Could Do That: 9 Financial Strategies That Can Save or Make You Money" (www.DropHelp.com). “Social Security is just as valuable as any of your other assets.”

Americans can draw their Social Security as early as 62, for red...