Start building a holiday fund now

Timing is everything when it comes to saving for the holidays. So, to help you prepare financially – and mentally – for the most wonderful time of the year, here are 10 ways to start building a holiday fund.

1. Determine how much you’re willing to spend on the holidays. The holiday season can be stressful and expensive if you don’t have a strategy in place. To ensure your holiday season stays on budget, it’s important to set financial expectations and research items in advance. From gifts to food and anything in between, the costs of the holidays can add up quickly.

And while this holiday seas...