How should you pay for home repairs?

Every homeowner needs to make repairs (or to renovate) at some point. Maybe a storm blew down part of your fence, or maybe you want to upgrade your kitchen countertops.

No matter what home improvements you’re going to make, you’ll need the money to cover it. And, while credit cards or personal loans could be an option, they typically come with high interest rates that could lead to higher costs.

Before going that route, consider one of these lower-cost options instead.

· Savings: Often, the best way to pay for home repairs or renovations is with cash, so there’s no debt or interest involved. J...